From January 2010 can be obtained from the banks that join the agreement signed between the ABI and other representatives of the Center for the suspension of the first home mortgage payments for a period of 12 months.

Can benefit from this agreement, the families falling into one of the following case studies:

• Loss of job
• Cessation of self-employment
• Death of one of the members of the household that supported the family with his salary

In addition to speed the whole procedure, the INPS has made available the "Suspension of Mortgage" useful to banks for verification of self-certifications received on the request for suspension rate mortgage.